GROUP EXTENDED HEALTH BENEFITS
Arts BC members access a comprehensive extended health benefits plan at low group rates. Are you covered?
This is true group insurance, which means that all of the usual benefits offered through an employer, if you were an employee, are offered through Arts BC and the BC Alliance for Arts + Culture for cultural groups of all sizes, specializing in smaller organizations and the self-employed.
The plan is well-suited to fit the needs of companies of all sizes in the cultural industries. Sole proprietors and small companies, who often find it difficult to obtain quality coverage on their own, will find the plan especially beneficial.
Our plan with ZLC Financial offers excellent coverage for all products with no medical evidence requirement, pending approval and eligibility of application by providers.
Accidental Death & Dismemberment
Long Term Disability
Optional Critical Illness
HOW DOES IT WORK?
Organizations pay partial to full amounts of their employee costs, and self-employed artists pay premiums themselves. There is some tax relief for the self-employed who purchase their own extended medical benefits.
Example: An individual making $30,000 per year can expect to pay approximately:
$219 per month (single coverage)
$357 per month (couple coverage – one dependent, spouse or child)
$533 per month (family coverage – two or more dependents)
Please note: Higher incomes will result in higher Long Term Disability premiums as the benefit amounts payable will also increase to cover 60% of net earned income. Our insurance representative Saskia Vermeulen would be pleased to provide you with a quote upon request.