GROUP HEALTH PLAN
Extended health insurance for Arts BC members.
About the Health Plan
This is true group insurance, which means that all of the usual benefits offered through an employer, if you were an employee, are now available through Arts BC for cultural groups of all sizes, specializing in smaller organizations and the self-employed.
Established by the BC Alliance for Arts + Culture over twenty years ago to meet the needs of artists and arts organizations at a time when it was difficult for artists to get insurance, we are excited to now offer our membership this group plan that continues to protect the community by maintaining its long history of plan stability and competitive rates.
The plan is well-suited to fit the needs of organizations of all sizes in the cultural industries. Sole proprietors and small companies, who often find it difficult to obtain quality coverage on their own, will find the plan especially beneficial.
Our plan offers excellent coverage for all products with no medical evidence requirement, pending approval, and eligibility of application by providers.
- Extended Health
- Life Insurance
- Accidental Death & Dismemberment
- Long Term Disability
- Optional Critical Illness
- Employee Assistance Program
Please note that access to this plan is for registered Arts BC Members.
How it Works
Organizations pay partial to full amounts of their employee costs, and self-employed artists pay premiums themselves. There is some tax relief for the self-employed who purchase their own extended medical benefits.
The rate schedule is based on your family status and your annual income. The health and dental plans are designed to extend to cover spouses and dependent children.
For example, an individual making $30,000 per year can expect to pay approximately:
- $219 per month (single coverage)
- $357 per month (couple coverage – one dependent, spouse or child)
- $533 per month (family coverage – two or more dependents)
Please note: Higher incomes will result in higher Long Term Disability premiums as the benefit amounts payable will also increase to cover 60% of net earned income. Our insurance representative Saskia Vermeulen would be pleased to provide you with a quote upon request.
Accessing the Benefit
To get started, simply contact our customer representative Saskia Vermeulen. They will provide further information on how you or your organization can get enrolled today. If you have any questions about the plan, please don’t hesitate to connect with them.
604 862 7891